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IR35 reforms are looming, do you have contractors in search of an Umbrella provider? Are you a contractor looking for an Umbrella provider?

Thursday 30th July 2020

Sterling - IR35 reforms are looming, do you have contractors in search of an Umbrella provider? Are you a contractor looking for an Umbrella provider?

IR35 reforms are due to come into force in April 2021, however many contractors are now looking at their options in readiness. We have already seen a high number of Limited Company contractors switching to our Umbrella services, and we feel the number of benefits we offer is one of the main reasons Sterling Umbrella is a popular choice.

Umbrella offers many benefits with regards to becoming an employee, such as continuity of employment, far less admin vs running a limited company and more. But Sterling also goes that bit further, we have rewards packages offering discounts at many high street and online retailers, discounted days out, healthcare offerings and much more.

Here are a few the main benefits available to Sterling Umbrella contractors.


Sterling Rewards

With Sterling Rewards, contractors can take advantage of discounts, cashback and money off thousands of products and services across a significant range of popular brands. These offers apply to a wide variety of high street brands across a multitude of areas. Did you know, over the last 12 months our contractors have made a combined saving of around £42,000 by using the Sterling Rewards programme?

Merlin discounted days out

Contractors are entitled to up to 35% off ticket prices at top UK attractions at a corporate rate with Merlin Entertainments. With many families choosing ‘Staycations’ this summer, this is a perfect opportunity for contractors and their families to grab some cost-effective exciting days out.

Our own App

By far one of our biggest selling points is our app which is managed completely in house. The App enables contractors to register with Sterling and manage many aspects of their account, such as viewing hours and rates, notifications when paid.

Mortgage advice

All our employees will have access to free mortgage advice with our mortgage partner Faraday Mortgage Associates.

Less administration

Contractors moving from Limited will notice that Umbrella means far less paperwork! Sterling handle everything, there are no accountancy deadlines to be concerned about. We can also even offer a service through Sterling Professional to close contractor limited companies at a preferential rate.

Sick Pay Insurance

Periods of sickness will have an impact on the livelihood of most people; however, contractors will feel a significant strain on their income if they are unable to work due to illness.

To ensure that contractors registered with Sterling are consistently supported throughout their contracting career, we have partnered with leading medical insurance provider, ESMI, to offer our contractors a competitively priced comprehensive sick pay insurance policy.


As a contractor, having the right insurance is essential to ensure you are covered for every eventuality, from personal injury and professional indemnity cover against claims for negligence (making a mistake, for example, or giving bad advice), to protection for the public and employees in respect of your role.

At Sterling, we ensure that all contractors registered with us have the appropriate insurance cover and are not only protecting themselves but their livelihood.

Sterling contractors benefit from a range of insurances for most industries so contractors can rest assured they are covered for most situations, including:

Professional Indemnity and offshore insurances are available at an additional cost if required.


If you require any further information regarding moving to Umbrella or the upcoming IR35 reforms, please get in touch with us today on 01925 626200 and a member of our friendly customer services team will be able to assist you.

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