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As a contractor, having the right insurance is essential in ensuring that you are covered for every eventuality, from personal illness and injury, to protection for the public and employees.

At Sterling, we ensure that all contractors registered with us are covered, and therefore not only protecting themselves but their livelihood.

We offer a range of insurances (including specialist insurance for those in the rail industry) so whatever the industry our contractors can rest assured they are covered for the majority of situations, including:

Standard Insurances

Personal accident

An accident in the workplace will have a significant impact on anybody, but for contractors in particular, who rely on consistent work, having personal accident cover will help to reduce the financial impact that an accident could potentially have on income.

Public liability

For contractors that work in the vicinity of the public or clients, public liability insurance provides cover for potential claims against them.

Employers liability

Employers liability insurance is a legal requirement for contractors with employees, including sub-contractors. With it contractors are covered for claims against them in cases of staff injury or illness due to work, in which the contractor is being held responsible.


Dedicated Insurance Team

Before taking on any assignment, we recommend contractors to contact Sterling’s expert Insurance Team for further information.

Additional Insurances

We can also provide the following insurance, should your work require it:

Professional indemnity

Professional indemnity insurance will cover contractors for the costs of the defence in the case of damages or compensation claims made against you by clients.

Offshore insurance

For contractors working in the energy, oil or gas industries, offshore insurance is essential to ensure that you are covered in the event of accidents or potential work errors.

Sterling’s insurance cover is worldwide, with the exceptions of USA and Canada.

Insurance Key Facts